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NEW QUESTION 42
An intermediary needs to place a large properly risk, however the insurance company can only write 25% of the risk. What type of insurance arrangement would the intermediary require to complete the risk?
- A. Coinsurance.
- B. Dual insurance.
- C. Self-insurance.
- D. Reinsurance.
Answer: A
NEW QUESTION 43
A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short-circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?
- A. The fire.
- B. The water damage.
- C. The storm.
- D. The falling wall.
Answer: C
NEW QUESTION 44
A retail customer CANNOT buy insurance directly from which type of insurer?
- A. A captive insurer.
- B. A mutual insurer.
- C. A direct insurer.
- D. A composite insurer.
Answer: A
NEW QUESTION 45
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